Times are difficult Sahil -- but, this cohort, age group, has always been broke, spent everything, always complained about their elders, and could never see a way forward -- but it will come, the baby boomers were the largest generation ever; they are now retiring en masse as we speak -- Gen Z should be ready to take up the mantle - which is simply what every generation has done before them; but now there may be more opportunity than might be suspected -- Gen Z are not going to be the last generation, as many of them think -- and even if that were the case, one should never live in such a tortuous state of affairs! As Dylan Thomas exclaimed - Do not go gentle into that good night!