I'm not sure if it's a good thing or bad when the bank teller giggles at you - it could be worse, it could be the manager -- but let's take that as a positive Carmellita 😎-- I've read about this before -- although you have exceeded expectations -- wonderfully done! -- when one's younger sis or bro seem to be onto something it is always integral to go down the rabbit hole -- older sis, not so much 🐇🕳️-- Excellent article C.